Get Covered NJ (GCNJ)
What is Get Covered NJ
Get Covered NJ is a program in the state of New Jersey that helps residents enroll in health insurance coverage through the state's health insurance marketplace. The program provides information and assistance to individuals, families, and small businesses in understanding their health insurance options and enrolling in a plan that meets their needs. Get Covered NJ is operated by the New Jersey Department of Banking and Insurance and is part of a nationwide effort to increase access to health insurance through the Affordable Care Act (ACA). The ACA, also known as Obamacare, is a federal law that aims to increase access to affordable health insurance and to improve the quality of healthcare in the United States.
What is ACA
The Affordable Care Act (ACA), also known as "Obamacare," is a federal law that was passed in 2010. It aims to increase the affordability and accessibility of health insurance for individuals and families in the United States. The ACA includes a number of provisions, such as the requirement for individuals to have health insurance, the expansion of Medicaid, and the creation of insurance marketplaces where individuals can purchase insurance. The ACA has been a contentious issue and has undergone changes in recent years.
​Who is Eligible
To be eligible to enroll in a health insurance plan through Get Covered NJ, an individual must be a resident of the state of New Jersey and must not be eligible for other forms of health insurance coverage, such as through an employer or government program like Medicare or Medicaid. Additionally, the applicant must be a U.S. citizen, or permanent resident or a legal immigrant for a status for at least 5 years. Along with this, individuals must meet certain income and household size requirements to qualify for financial assistance to help pay for their health insurance premiums. To determine your eligibility for Get Covered NJ and to enroll in a health insurance plan, you will need to provide some personal and financial information. This may include your social security number, income, and employment status. You will also need to provide information about any current health insurance coverage you have and any healthcare needs you have.